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Simple Tuition

State and federal Web sites revolve around students

McLorin, Shanae

Issue date: 3/15/07 Section: News
Eighteen-year-old dance major, Shelby Beaty said that having something like Simple Tuition would be great for students and probably prevent some from dropping out of school.

"It's a good thing because some students do not have the means for college at all. Books or anything else, so they get frustrated and drop out. Now they know where they can get help and information. I know that it will be helpful for a lot of students because I know it's stressful, to know that you do not have money for books is more stressful than mid-terms or finals," said Beaty.

If the site actually helped students the way it implies, then it would be a great opportunity for them, it could help keep some students in school as well.

Students may be eligible for grants and loans through FAFSA such as, the Perkins Loans or the Stafford Loans. The Perkins Loans are administered by the U.S. Department of Education and are considered a Federal Family Education Loan. The William D. Ford Federal Direct Loan program consists of both FFEL and Direct Loan program in which one may recognize as Stafford Loans.

Staff members of Chabot's financial aid department usually depend on state and federal web sites. With the Stafford Loans, students and parents can expect the same interest rates; grace periods and the same rules apply to the many different lenders available.

Linzmeyer said that at the community college level advisers usually discourage student loan borrowing with the exception that the student really needs it.

"...Because we want to make sure our students are very much aware of their responsibilities, repayments and how quickly debt can pile up, we require all of our new borrowers to attend interest counseling ... we want to make sure students are going into this with their eyes wide open," said Linzmeyer.

If students would like more information, a recommended website is Studentaid.ed.gov. Students can search for colleges, funding and much more.
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